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Direct car insurance claims. If you’re in the unfortunate situation of having to file a claim, the good news is that Direct offers a few convenient options for doing so: Start a claim online by logging into your account. Call Direct at 1-800-403-1077 and speak with a claims specialist.If you're leasing or financing a car, your contract or lienholder may require you to carry Collision Coverage. However, if your car is 8 years old or older, you'll want to consider if it's right for you to include CollisionCoverage on your policy. The harsh truth is that older cars generally don’t retain their value.

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Get affordable car insurance with the coverage options you need even if you have a less than perfect driving record through Direct Auto Insurance.

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